TERMS & CONDITIONS

GENERAL

Green Gate Services, LLC (“GGSLLC”) is wholly owned and operated by the Big Lagoon Rancheria a Federally Recognized American Indian tribe and sovereign government. Applicable tribal and federal law shall govern any agreement entered into with Green Gate Services, LLC. All Communication or transaction conducted via telephone, email, or www.greengateservices.com will be deemed to have occurred in Big Lagoon Rancheria regardless of your location. All Communication with the company is deemed confidential.

It is our policy to treat all consumers consistently and fairly. GGSLLC is committed to making credit products and services available to diverse communities and customers without discriminating based on race, color, religion, national origin, sex, marital status, or age. GGSLLC is dedicated to maintaining the highest level of customer satisfaction.

APPLICATION VERIFICATION

By choosing to use this website and submit your information, you authorize Green Gate Services, LLC to verify the information given in connection with your loan application. You give us consent to obtain information about you, including banking information and employment, from a consumer reporting agency or other sources. You authorize us to verify your past and/or present employment history and income. If there is any missing or erroneous information in or with your loan application, you authorize us to verify and correct such information.

CREDIT REPORTING DISCLOSURE

You agree that we may report information about your Loan to credit bureaus. Late payments, missed payments, or other things you do may be reflected on your credit report. You agree that we may make inquiries concerning your credit history and standing, and may report information concerning your performance under this Agreement to credit reporting agencies. You authorize us to verify your past and/or present employment history and income. You authorize us to verify the information you provided to us in connection with your Loan application. You give us consent to obtain information about you from a consumer reporting agency or other sources, including your bank. We reserve the right to withhold funding of this Loan, at any time prior to disbursement, to allow us to verify the information you have provided to us.

COLLECTION AND USE OF BANK ACCOUNT AND OTHER INFORMATION ABOUT YOU

As part of our credit underwriting and information collection process, we will consider the bank account information provided by you as eligible for us to process payments against, we may detect additional bank accounts under your ownership, and we also may collect and consider information about you from non-credit reporting agency data providers and publicly available information about you.

COMMUNICATION

By submitting your information at the Website, you agree and consent to be contacted by the Company, our agents, employees, attorneys, affiliates, subsequent creditors, loan servicing companies, and third-party collectors through the use of email, telephone calls, , home or work phone numbers, as well as any other phone number you have provided in conjunction with this account,. By providing your cell phone number on your loan application, you have provided us with consent to contact on your cell phone regarding the services you have requested only and not for marketing purposes unless you otherwise opt in to same. Your cellular provider’s Msg&Data Rates may apply to our communications with you. Please notify us immediately if you change mobile numbers or plan to provide your phone to another person. If we modify this communication policy, we may notify you by sending you a message with a link to the new policy or we may post the new policy on line with a new policy date and you agree to be obligated to periodically check the website for changes to same. We may terminate our communications policy at any time or modify it via as separate agreement with you. If you have any questions about this policy, would like us to mail you a paper copy of this policy please contact us using the following information: (Green Gate Services, LLC, 271 Lynda Lane Trinidad, CA 95570, CustomerService@greengateservices.com , 866-266-9136).

Opt-out or STOP

By submitting your information at the Website, you agree and consent to be contacted by the Company, our agents, employees, attorneys, affiliates, subsequent creditors, loan servicing companies, and third-party collectors through the use of email, telephone calls, , home or work phone numbers, as well as any other phone number you have provided in conjunction with this account,. By providing your cell phone number on your loan application, you have provided us with consent to contact on your cell phone regarding the services you have requested only and not for marketing purposes unless you otherwise opt in to same. Your cellular provider’s Msg&Data Rates may apply to our communications with you. Please notify us immediately if you change mobile numbers or plan to provide your phone to another person. If we modify this communication policy, we may notify you by sending you a message with a link to the new policy or we may post the new policy on line with a new policy date and you agree to be obligated to periodically check the website for changes to same. We may terminate our communications policy at any time or modify it via as separate agreement with you. If you have any questions about this policy, would like us to mail you a paper copy of this policy please contact us using the following information: (Green Gate Services, LLC, 271 Lynda Lane Trinidad, CA 95570, , 866-266-9136).

Help or Support

If at any time you need our contact information or information on how to stop text messages, reply to any text message we have sent you and in the reply text simply type HELP. Upon receiving your text message, we will send you a text message with this information. In general, the messages we send provide you with information about your account. Some of the text messages we send may include links to websites. To access these websites, you will need a web browser and Internet access.

LIMITATION OF LIABILITIES

Under no circumstances will GGSLLC, its directors, officers, employees, agents, contractors, successors or assigns be liable to you for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits, cost of procuring substitute service or lost opportunity from using Greengateservices.com , even if same has been advised of the possibility of such damages. Unless otherwise expressly set forth in a written agreement with you, GGSLLC's maximum liability for all claims arising out of or relating to this site or its content shall be limited to the amount you paid to access the site.

INDEMNITY

By using the Greengateservices.com (“Site”), you agree to defend, indemnify, and hold harmless GGSLLC from and against any and all losses, claims, damages, costs and expenses, including reasonable legal and accounting fees, that GGSLLC may incur arising or resulting from your use of this Site, the content of the Site, or your breach of these Terms. GGSLLC reserves the right to assume or participate, at your expense, in the investigation, settlement and defense of any such action or claim.

TERMINATION

This Agreement is effective until terminated by GGSLLC. GGSLLC may terminate this Agreement at any time without notice. GGSLLC may also suspend or terminate your access and use of the Site at any time, with or without cause, in GGSLLC’s absolute discretion and without notice.

By continuing to use this Site, you agree that the following provisions shall survive termination of your use or access to the Site: Indemnification, Limitation of Liability, Applicable Law and Dispute Resolution, and General Provisions, and any other provision that by its terms survives termination of your use or access to the Site.

APPLICABLE LAW AND DISPUTE RESOLUTION

This Agreement and all other aspects of your use of the Site shall be governed by and construed in accordance with the laws of the Big Lagoon Rancheria, and to the extent applicable, to the laws of the United States. You agree that you will notify GGSLLC in writing of any claim or dispute concerning or relating to the Site and the information or services provided through it, and give GGS a reasonable period of time to address it BEFORE bringing any legal action, either individually, as a class member or representative, or as a private attorney general, against GGS.

THIS AGREEMENT PROVIDES FOR RESOLUTION OF DISPUTES THROUGH FINAL AND BINDING ARBITRATION BEFORE A NEUTRAL ARBITRATOR AND REPLACES THE RIGHT TO GO TO COURT AND HAVE A DISPUTE RESOLVED BY A JUDGE OR JURY. THIS AGREEMENT ALSO WAIVES YOUR ABILITY TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

GENERAL PROVISIONS

By continuing to use this Site, the above terms and conditions supersedes any previous Terms of Use Agreement to which you and GGSLLC may have been bound. This Terms of Use Agreement will be binding on, and be enforceable against the parties and their respective successors and assigns. Neither the course of conduct between parties nor trade practice shall act to modify any provision of this page. All rights not expressly granted herein are hereby reserved. If any provision of this Terms of Use Agreement is found to be invalid or unenforceable, the remaining provisions shall be enforced to the fullest extent possible, and the remaining provisions of the same shall remain in full force and effect.

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